· You must be a Singapore Citizen (SC)
. At least 1 other applicant must be a SC or Singapore Permanent
Resident (SPR)
. All singles must be SCs if they apply under the Joint Singles Scheme

· At least 21 years old
. At least 35 years old, if they apply under the Joint Singles Scheme

A subsidised housing unit refers to:

· A flat bought from HDB
· A resale flat bought with CPF housing grant
· A Design Build and Sell Scheme (DBSS) flat bought from a property
developer
· An EC unit bought from a property developer
. Other forms of housing subsidy (e.g. enjoyed benefits under the
Selective En bloc Redevelopment Scheme (SERS), privatisation of
HUDC estate, etc)

If you have not taken a housing subsidy before, you are a first timer and
may buy an EC unit from a property developer.

If you have taken a housing subsidy, you are a second-timer and may buy
an EC unit from a property developer. You have to pay a resale levy. Find
out more on the resale levy payable.
If you have already bought 2 subsidised housing, you will not be eligible to
apply or be listed as an essential occupier to buy an EC unit from a
property developer.

If you or any persons listed in the application have an interest in any HDB
flat, you must dispose of the interest within 6 months of completion of
the EC purchase.

Your monthly household income must not exceed $16,000.

All applicants and occupiers listed in the flat application:

· Must not own or have an interest in any local or overseas private
property
. Have not disposed of any private property in the last 30 months
before the application to buy an EC unit from a property developer

Private properties include but are not limited to houses, buildings, land, EC
units and privatised HUDC flats. You are deemed as having acquired
interest in a property which is:

· Acquired by gift
. Inherited as a beneficiary under a will or from the Interstate
Succession Act
· Owned, acquired, or disposed of through nominees

Prior consent must be obtained from the Official Assignee (OA) or the
private trustee for the purchase of an EC unit.

However, occupiers who are bankrupts do not need prior consent.

Cancellation of application after booking a flat

If you booked a flat and subsequently cancel your booking, you must wait
out a 1-year period from the date of the cancellation before you may
apply or be listed as an essential occupier to buy an EC unit from a
property developer.

Terminated the Sale and Purchase Agreement for an EC/ DBSS flat

If you had previously bought an EC unit/ DBSS flat from a property
developer and subsequently terminated the Sale and Purchase
Agreement, you must wait out a 5-year period from the date of the
termination before you may apply or be listed as an essential occupier to
buy an EC unit from a property developer.